Retirement Plans Overview

The following are a number of items for you to consider as you begin the process of establishing or revising a retirement plan for your organization. We look forward to serving you!

1. New IRS 403(b) Regulations -
   Click here to view our page outlining the new IRS changes to retirement plans for 501(c)(3) organizations: New 403(b) Regulations Page
2. Plan Comparisons -
   For a summary and comparison between 401(k) and 403(b) plans, download our PDF: 403(b) vs 401(k) 384 KB
3. Plan Design Elements -
   To view a plan design summary, download our PDF: Retirement Plan Design Summary 93 KB
4. Contribution Limits -
   Click here to view the contribution limits for this year: 2011 Contribution Limits .
5. The Roth Option -
   Introduced in 2006, Roth makes sense for most ministries. For more information about Roth, click any of these links: Roth Page • Roth Information Sheet 103 KB • Roth PowerPoint Presentation  
6. Housing Allowance -
   403(b) Retirement plans offer significant benefits to ordained, licensed or commissioned ministers. Click here to learn about how housing allowance can benefit your team: Housing Allowance 
7. Tax savings with SECA -
   Pastors and other ordained ministers can receive additional benefits through their retirement plan. For more information, click this link: Good News About SECA 
8. How Envoy Financial is Different:
   
   1. Executive Summary 171 KB - A two-page summary of Envoy Financial
   2. Investment Options for Employees 126 KB - How Envoy Financial serves all your employees, from the "do-it-yourself" people vs those who need help
   3. Serving Missionaries and Mission Sending Organizations - How Envoy Financial helps missionaries

For more information, please contact us at (888) 879-1376, ext. 209 or by email .