If you are making contributions into your retirement account, you should see this on your W2 from your organization. You will not receive any separate tax documents regarding your contributions into your qualified retirement account.

If there has been a distribution or a loan default on your account during the tax year, you will receive a 1099 form.

1099 forms are sent out on or around January 31st via United States Postal Service.

Once the loan is in default, it is considered a distribution. You will be liable and responsible for taxes and penalties on the outstanding loan balance at tax time. You will receive a 1099 form, on or around January 31, indicating the taxable amount.

There are several different types of 1099 forms. Below, you will find definitions for the most common 1099 forms someone could receive at tax time.

• 1099-DIV: The 1099-DIV reports taxable dividends or capital gains paid during the year.
• 1099-B: The 1099-B reports the total dollar amount of proceeds you received from each sale or exchange of fund shares (except money market funds). You will need the information on your Form 1099-B and possibly your year-end statement(s) to calculate your capital gain or loss.
• 1099-R: The 1099-R reports total and partial distributions from the retirement accounts, including housing allowance.

No, tax documents will come from the same investment companies from which you receive your statements.

Please consult your tax advisor for answers to questions about your individual tax situation. They will be able to assist you with your individual tax questions.

You should receive the tax information you need by mail on or around January 31st.