As we welcome spring, with its sense of renewal and optimism, we can take some comfort in the steady recovery of financial markets.

Although we still face uncertainty, with issues - natural and man-made - at home and abroad, there are promising economic signs:

1. The Dow Jones Industrial Average - a common measure of the U.S. stock market - experienced its strongest first quarter gain since 1998.
2. Despite experiencing volatility during the first three months of 2011, the S&P 500 is up by approximately 90 percent over its 2009 lows.
3. The U.S. employment situation showed further improvement in the first quarter, as the unemployment rate fell below 9 percent for the first time in nearly two years.
4. The economy grew faster than expected in the fourth quarter of 2010. The gross domestic product (GDP) had been estimated at 2.8 percent but was revised higher to be 3.1 percent. This increase in U.S. GDP returned it to its pre-recession levels.

As we watch current events unfold, it is important to remember that the best way to address uncertainty is with a risk-appropriate, well-diversified portfolio.

If all that has changed is current events, then your portfolio should likely remain unchanged. If events in your life have occurred that have altered your outlook and/or financial goals, please contact us at (888) 879-1376, option 1 or by email .

We appreciate your business and the confidence you continue to have in our services.

Envoy Financial
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