The off Balance Sheet Moral Liability

The off Balance Sheet Moral Liability

The phone rings. I answer. The Board Chairman of XYZ Ministry introduces himself and says,“We have a long-term staff member who is retiring in three months. They just approached our Senior Pastor and shared that they were physically and emotionally prepared for...
How a Trip to Starbucks Can Improve Your Future

How a Trip to Starbucks Can Improve Your Future

For many of us, spending $3-$5 a few days a week on good coffee doesn’t seem like a big expense.However, it does add up over time. Saving $25 a week over 30 years is close to $40,000.Don’t leave yet! We’re NOT suggesting that you give up your Starbucks.If you...