The off Balance Sheet Moral Liability

The off Balance Sheet Moral Liability

The phone rings. I answer. The Board Chairman of XYZ Ministry introduces himself and says,“We have a long-term staff member who is retiring in three months. They just approached our Senior Pastor and shared that they were physically and emotionally prepared for...
How a Trip to Starbucks Can Improve Your Future

How a Trip to Starbucks Can Improve Your Future

For many of us, spending $3-$5 a few days a week on good coffee doesn’t seem like a big expense.However, it does add up over time. Saving $25 a week over 30 years is close to $40,000.Don’t leave yet! We’re NOT suggesting that you give up your Starbucks.If you...
Are Church Retirement Plans Subject to ERISA?

Are Church Retirement Plans Subject to ERISA?

What is ERISA?The Employee Retirement Income Security Act of 1974 (ERISA) was enacted by Congress to protect the interests of employee benefit plan participants and their beneficiaries. ERISA is administered by the Department of Labor. ERISA establishes the minimum...